Buying a home is a major life endeavor. That’s why we give you options to best suit your needs. If you are looking for a mortgage for over 15 years, please apply by clicking one of the providers below. If you want a 15-year mortgage directly with your credit union, please stop in any location to apply.

We are available to meet with you one-on-one to answer any questions or concerns you have. If you would like to set up an appointment, please email our loan department at


First Heritage Financial      Owner's Choice

States FHF is available: Pennsylvania, Delaware, Maryland, Florida, New Jersey, Ohio, Virginia, and West Virginia

States OC is available: Pennsylvania, Ohio, New Jersey, New York, Delaware, Connecticut, New Hampshire, Vermont, Florida, North and South Carolina

Looking to apply for a 15 year Closed Home Equity Loan or a Home Equity Line of Credit? Please use our standard loan application. You can either stop in or apply online.