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Recent regulatory requirements now require members to sign a consent form to participate in overdraft protection (Overdraft Privilege Program) plans for ATM and debit card transactions. As you know, Overdraft Privilege protects your checking account when you don't have enough funds in your checking account to cover a retail transaction. Please note that you do not need to sign the form to continue Overdraft Privilege for checks or ACH items.

Click Here For Our Discretionary Overdraft Privilege Policy

If you would like to know more about what an overdraft is, our practices for handling overdrafted accounts, and/or opt in to our Overdraft Protection, please CLICK HERE to read about this service and bring in the bottom filled out portion to a CFCU location to be opted in to Overdraft Protection.